Pay off Christmas credit with a second charge mortgage
After tackling a tough financial year like 2020, many people can be forgiven for relying a little too heavily on their credit card to…Read More
Government-backed scheme gives key workers priority
A recent scheme proposed by the UK Government will see first-time buyers able to purchase new build properties with a discount of 30 percent,…Read More
Barclays restricts loan-to-value limit for buy-to-lets
British multinational Barclays has now placed restrictions on buy-to-let deals, fixing the loan-to-value limit at 70 percent, and as a result has repriced…Read More
What does the stamp duty holiday mean for mortgage customers?
In a…Read More
Interest-only mortgages set to spike after COVID-19
Recent analysis suggests that borrowers who have suffered reduced income because of the coronavirus crisis may be offered alternative options, with multiple mortgages open…Read More
Considering a Mortgage Payment Holiday – Think Wisely
Last week it was announced that homeowners taking a three-month mortgage payment holiday will be able to extend it for a further three months…Read More
Top Tips – Preparing for your next home move during the lockdown
Whilst your house move might be on hold in the short-term, there's nothing to stop you from getting ahead of the game by laying the groundwork for a move later in the year. …Read More
Considering a Mortgage Payment Holiday – Please Think Carefully
On the face of it, a mortgage payment holiday might sound like a great idea… three months to forget about your biggest monthly outgoing - what’s not to like. But it simply isn’t as straightforward as this. There are several misconceptions and potentially serious repercussions that need to be given thorough consideration before going ahead.…Read More
Coronavirus – Mortgage Holidays explained
In response to Coronavirus, three-month payment holidays have been announced for all lenders that are members of UK Finance and the Building Societies Association (BSA), along with a moratorium on repossessions.…Read More
Base Rate Cut Explained
In an emergency response to limit the economic disruption caused by Coronavirus (Covid19), the Bank of England has cut the base rate from 0.75%…Read More